tag:blogger.com,1999:blog-48232749766084719312012-03-03T10:00:02.223-08:00Accessing Business Capital & More<center>with Karlene Sinclair-Robinson <br>
Author, Alternative Financing Expert, And Business Consultant</center>Karlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.comBlogger481100tag:blogger.com,1999:blog-4823274976608471931.post-90356804118410986452012-03-03T10:00:00.001-08:002012-03-03T10:00:02.259-08:00Five Ways to Build Business CreditBY Kelly K. Spors
A year after launching her printing business, Sherry Stewart Deutschmann began leasing a new facility and needed large printing and sorting equipment. She had a business credit card with a $5,000 limit, but it would take hundreds of thousands of dollars to finance the kind of fast growth she saw for her business.
It was 2003, and she was generating about $2.5 million in Karlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-63011183456971143522012-03-03T08:00:00.000-08:002012-03-03T08:00:07.594-08:00How To Use Crowdfunding To Start Your Businessby Ryan C. Fuhrmann , CFA
Due to the rising costs of obtaining a college and post-graduate degree, entrepreneurs and business-minded individuals have started to suggest that younger people may be better off spending their education dollars on starting a new business. With the total cost of a four-year college degree (including tuition and lodging) sometimes surpassing $100,000, and a Karlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-88589602589384469552012-01-23T07:00:00.000-08:002012-01-23T07:00:14.886-08:00Small Business and the Simple Math of Job CreationBy Carol Roth
There is a realistic solution for creating jobs and turning around our country and it lies with small businesses. Let's talk "simple math," as President Obama noted in his remarks just a few days ago, but my version of simple math has a both a view of the numbers and an outcome that's a bit different.
According to the US Small Business Administration, citing the most recent Karlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-11202397394632772482012-01-22T12:00:00.001-08:002012-01-22T21:59:31.917-08:00The ABCs of Business CreditLearn why it's important to establish a business credit report separate from your personal credit and just how to do it.
As an entrepreneur, did you know you have a unique opportunity to build, maintain and acquire credit both individually and as a business owner? That's good news if you're trying to build and grow a company because you won't have to rely solely on your personal credit to doKarlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-48752810847787781902012-01-22T11:53:00.000-08:002012-01-22T11:53:42.152-08:009 Things Business Owners Must Know Before Seeking CapitalBy Karlene Sinclair-Robinson
Business owners are always seeking ways to improve their business. These improvements can include updating equipment, hiring new staff, developing a better marketing strategy or figuring out how to improve cash flow. When cash is not flowing effectively, a business owner must take any and all necessary steps that can and will lead to financial growth.
When theKarlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-11733095919703625962012-01-12T07:11:00.000-08:002012-01-12T07:11:00.848-08:00Creative Financing For Small BusinessesBy Karlene Sinclair-Robinson
Creative financing is an interesting concept that has many business owners wondering how it could work for them. Many business owners are still not aware of the non-traditional financing methods that are taking the place of traditional bank loans or are working in conjunction with banking institutions. Some of these creative financing methodologies are not loansKarlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-16194734382053372132011-12-05T10:07:00.000-08:002011-12-05T10:07:09.001-08:00How to Use IndieGoGo to Fund Your InnovationThis crowdfunding site is rivaling Kickstarter as a place for entrepreneurs to get a funding boost—and create a built-in fan base.
When Ian Gaffney and Samantha Abrams were looking to expand their upstate New York organic, raw, and vegan snack food company, they turned to an unlikely source for business advice: Gaffney’s brother’s rock band.
The band, the Makepeace Brothers, had just Karlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-60261022069986337052011-11-03T14:21:00.000-07:002011-11-03T14:24:31.209-07:00The Importance of Your Business Financial Statementsby Karlene Sinclair-Robinson
The topic of financial records or statements has always created some anxiety for entrepreneurs. For those individuals thinking of jumping into the world of business ownership, this can be a daunting part on the path to entrepreneurial success. Not knowing the importance and meaning behind each financial document can certainly set anyone up for failure. It is criticalKarlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-76764221323681507432011-09-08T10:02:00.000-07:002011-09-08T10:02:12.271-07:00Peer-To-Peer Lending and Your Small BusinessBy Karlene Sinclair-Robinson
Before the internet, before computers, before the stock market, businesses still needed money. Terms like ‘Barter’, ‘Partner’, or even ‘Susu’ were a critical part of the financial vernacular. With the advent of the internet, so much has changed. Here is one such major change – “Peer-to-Peer Lending”. This form of financing has drastically changed and improved Karlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com1tag:blogger.com,1999:blog-4823274976608471931.post-55845809843064639222011-08-30T08:44:00.000-07:002011-08-30T08:44:00.679-07:00Diversifying Your Small Business – Part 2In part one of Diversifying Your Small Business I addressed the factors that impact your business’s need for change. The “Why” and “How to” factors driving this need for change were covered in detail. Finally, it was made clear that because of the ever evolving trends in business, business owners must get on board or fail in their endeavors.
In the second part to this diversification concept, IKarlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-44395184010574547292011-08-15T12:43:00.000-07:002011-08-15T12:43:43.244-07:00The 7 Biggest Financial Mistakes Businesses MakeRunning a business should earn you an honorary degree given all you will learn, says Brian Hamilton, co-founder and CEO of Sageworks.
By Brian Hamilton
We live and we learn. In the time it’s taken me to build two companies, I have learned and more importantly, lived, these mistakes. I hope these pieces of advice can help both aspiring and existing entrepreneurs succeed in starting and running Karlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com1tag:blogger.com,1999:blog-4823274976608471931.post-35181718446993678802011-07-27T07:07:00.000-07:002011-07-27T07:07:00.664-07:00Factoring Your Small Business ReceivablesBy Karlene Sinclair-Robinson
Over the years I have asked business owners, “What do you know of Factoring?” Many times the answer is “I have never heard of it”. For those who answered, “I know little about it”, this is for you, too. Factoring your small business receivables is when you sell your invoices. This is considered the sale of an asset at a discount.
This notion of sales has been Karlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-6271750956830983802011-07-22T09:04:00.000-07:002011-07-22T09:04:33.005-07:00Diversifying Your Small Business – Part 1By Karlene Sinclair-Robinson
Many entrepreneurs learned early on that diversifying their business was a key strategy to their success. Their current success hinged strongly on how well they were able to adapt and change with the shifting tide of the business world and what their clients demanded of them. Without diversification, many businesses can and will go bust.
Why Diversification Is an Karlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-28118080792643443752011-07-01T08:59:00.000-07:002011-07-01T08:59:40.387-07:00Why Small Companies Are Taking Longer to PaySmall business owners are taking longer to pay their bills.
Five major industries are seeing their average accounts-payable days rising, according to a new study from the Raleigh-based small-business research firm Sageworks. Taking an average 40 days to make a payment, manufacturing firms are delaying the most, while real-estate businesses, which were at 10 days in 2009, are now at nearly 20 Karlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-59235544643250488132011-07-01T08:55:00.000-07:002011-07-01T08:55:24.660-07:00SBA Patriot Express Loans Top $633 MillionRelease Date: June 29, 2011
WASHINGTON – In just four years the U.S. Small Business Administration’s Patriot Express Pilot Loan Guarantee Initiative has provided more than $633 million in SBA-guaranteed loans to 7,650 veterans to start or expand their small businesses.
Patriot Express, a pilot loan product, with streamlined paperwork, and based on the agency’s SBA Express program, offers an Karlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-12975557002480907762011-06-07T09:00:00.000-07:002011-06-07T09:00:22.886-07:00SBA Export Business Planner – A Must Have For Your Export BusinessFree Online Tool from SBA Helps Small Businesses Develop an Export Business Plan
Release Date: June 7, 2011
WASHINGTON – Small businesses interested in starting or expanding sales of their goods and services overseas have access to a new, free online tool that will gauge their readiness to export and help them develop an export business plan.
The Export Business Planner, developed by the U.S. Karlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-46853043630861221842011-05-20T07:57:00.000-07:002011-05-20T07:57:00.608-07:005 Things Business Owners Must Consider During Growth or Survival PeriodsBy Karlene Sinclair-Robinson
Growing a business in today’s market is all about survival of the fittest. Surviving through the uphill battles of being an entrepreneur is critical. Surviving through the growth stages of the business is just as vital as when your business is in a negative cash flow period or downhill mode.
How you survive through these stages will determine whether your business Karlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com1tag:blogger.com,1999:blog-4823274976608471931.post-69123286774258648452011-05-20T07:50:00.000-07:002011-05-20T07:50:01.049-07:00Why Micro Loans Could Be The Answer to Many Small Business Owners Financing NeedsBy Karlene Sinclair-Robinson
Small business owners, if you have never considered accessing a Micro Loan, you might want to take a look at this viable financing option. Some of you might think that these types of loans are used only in Third World countries. Perhaps you have heard of lending sites such as Kiva.org, which primarily finances individuals living in countries other than the United Karlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-21362022978181618812011-05-19T07:56:00.000-07:002011-05-19T07:56:00.447-07:005 Reasons Why Your Website is Important to Financing Your Small BusinessBy Karlene Sinclair-Robinson
Today’s small business owners have so much to do when engaging their customers. Staying hyper-focused on bringing in new customers is important. It is also important when courting a financing source, whether traditional or nontraditional. When you are in need of financing, especially if you are a start-up or small business owner, your financing source will become Karlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-776506874418619832011-05-19T07:42:00.000-07:002011-05-19T07:42:00.690-07:00Growing Your Small Business with Non-Traditional FinancingBy Karlene Sinclair-Robinson
Small business owners are always seeking ways to grow their business. Whether you are going after business-to-business (B2B) clients, business-to-government (B2G) contracting opportunities, or business-to-consumer customers (B2C), growing your business is the foremost thing on your mind.
It is all about growing your business to the next level and beyond. How you Karlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-71144558609573674602011-04-01T09:12:00.000-07:002011-04-01T09:12:01.214-07:00What Are Recourse and Non-Recourse Loans?By Karlene Sinclair-Robinson
Understanding the difference between a “Recourse” and “Non-Recourse” loan is vital to every entrepreneur. Whether you are seeking financing or not, it is important to know what these terms mean and how they apply to you, the business owner. It is widely acknowledged that if you don’t understand them, it can be very costly. This information just might come in handy inKarlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-6063970641315700872011-03-31T12:10:00.000-07:002011-03-31T12:10:00.303-07:00Documentation 101 for Factoring Transactionsby Peter Pirri
The four essential documents needed to review and understand a possible accounts receivable factoring transaction are (1) an Application (2) Accounts Receivable Aging Report (3) Sample Invoice (4) Articles of Organization. The aforementioned are essential but not required in all cases. However, the more information that is documented in the beginning, the easier it becomes later Karlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-85147746584361202492011-03-30T08:48:00.000-07:002011-03-30T08:48:00.609-07:00Business Loan Fundamentals: What Small Business Owners Need to KnowSmall Business owners seeking capital to grow their business or just to survive through the economic downturn are at their wits’ end. Money to these businesses is not flowing as freely as in years gone by. Here is one business fundamental to consider.
Accessing capital for your business can be a daunting task. If you are a start-up business owner, this is even more so. Small business owners Karlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-17979955016348973362011-03-29T09:55:00.000-07:002011-03-29T09:55:00.877-07:00The Small Business Grant MisnomerBy Karlene Sinclair-Robinson
Understanding the difference between a “Recourse” and “Non-Recourse” loan is vital to every entrepreneur. Whether you are seeking financing or not, it is important to know what these terms mean and how they apply to you, the business owner. It is widely acknowledged that if you don’t understand them, it can be very costly. This information just might come in handy inKarlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-14841355848607481052011-03-28T14:36:00.000-07:002011-03-28T14:36:00.248-07:005 Things Every Startup Business Owner Must KnowSince most start-ups are small, minority, women or veteran owned businesses, they tend not to know as much from an alternative financial perspective as larger entities. This is not to say that they do not know anything, but in most cases that we have seen, these business owners most times do not know these alternative financial sources exist or are afraid to use these options.
And so, listed Karlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-13187460661098140042011-03-28T11:45:00.000-07:002011-03-28T11:45:00.686-07:006 Questions You Should Ask A Lender Before Applying For A Loanby Karlene Sinclair-Robinson
Many small business owners today are finding that qualifying for bank financing is not easy. Even if you are using non-traditional lenders, these are important things to know before approaching them. Having great credit scores and tangible assets does not necessarily mean you can get the loan amount you need.
Traditional lenders must follow strict guidelines in Karlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-49587133570856480252011-03-28T09:30:00.000-07:002011-03-28T09:30:01.214-07:00How Small Businesses Can Boost ProfitsFocus on technology, cost-cutting, and cross-selling, says author and consultant Patricia Sigmon
By Karen E. Klein
Too many small business owners are focused on making payroll, not profits, says Patricia Sigmon, founder and president of David Advisory Group, a Manhattan consulting company, and author of Six Steps to Creating Profit (Wiley 2010). Sigmon, who also founded and still owns a $2 Karlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-35565514013099791942011-03-27T14:42:00.000-07:002011-03-27T14:43:18.168-07:00Access to Alternative Financing for Small BusinessesThe business owner seeking capital is finding it a challenge to access capital through traditional markets, specifically the banks. Accessing capital for expansion or survival is crucial. Where are these individuals to go if their banks are not lending? This is where non-traditional capital sources are vital. If the business owner is not aware of these sources, this could mean the loss of Karlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-6816756402643028422011-03-17T19:46:00.001-07:002011-03-17T19:46:59.818-07:00Dwindling Cash Flow Is A ProblemBy Karlene Sinclair-Robinson
To any business owner, Cash Flow is KING. Small Business owners know this. Everyone knows this.
Business owners today are tapping into whatever available cash reserves they have. This is not always the best thing to do but they might not have an option. Survival is the primary reason entrepreneurs are using their cash reserves. It is vital to stay afloat and be Karlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-70873287972285561842011-02-05T20:09:00.000-08:002011-02-05T20:09:10.429-08:00Small Business Grants for WomenThe United States business sector sees nearly 750,000 new business startups each year. Each year, around half of these startups are women-owned businesses.
How to Get a Grant for Small Business
Although you may have heard otherwise, the federal government does NOT hand out grants to business owners and individuals. Grant money for small businesses comes directly from private groups and Karlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-19250723353918591342010-12-20T13:29:00.000-08:002010-12-20T13:30:34.135-08:00Factors to Consider when Seeking a Bank LoanSmall business owners are scrambling to find ways to finance their businesses. When they approach their banks, often times they cannot qualify for the loan they need. This is due to a varied list of reasons, from not having enough collateral to debt-to-income ratios.
One major factor that is often overlooked, and in many instances, it is not explained to the business owner, is this...If your Karlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-45825463927656122462010-11-30T13:31:00.000-08:002010-11-30T13:31:15.924-08:00Outskirts Press Reveals Top 10 Best Selling Books in Self Publishing for October 2010
Denver, CO, November 30, 2010 --(PR.com)-- Alphabetically, its ten best performing self-published books for October were:
* Business with a Purpose, by Darrell Griffin
* Common Choices for Uncommon People, by Barbie Johnson
* Enough Already!, by Bob Tyler
* Feed the Hunger, by Joseph L. Williams and Melinda H. Staples
* God Has A Sense Of Humor For Heaven's Sake, by Mike Karlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com1tag:blogger.com,1999:blog-4823274976608471931.post-51782159198849022642010-11-11T12:00:00.000-08:002010-11-11T13:28:50.363-08:00Know Why Banks Turn You DownYou have applied for a loan from the bank for your small business. They turned you down. You go to another bank, they do the same. You assess your business plan and the additional information you provided but cannot figure out where you are coming up short.
After looking for a loan for your small business for weeks, you finally face the brick wall of "NOs". You figure, this is it, you cannot Karlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-20700994257113376222010-11-05T10:52:00.000-07:002010-11-05T10:52:22.787-07:00Procrastination Has No Place In BusinessMany of us have this problem. We tend to procrastinate based on things we do not like to do. It is easy to do the things we like of course, but in business, procrastination can cost you dearly.
When you fail to move on ways to grow your small business or just to survive, this can mean the end of your dream. So, what do we do about our procrastination issues? You can make a list of those things Karlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-61732054081999434322010-10-06T12:38:00.001-07:002010-10-06T13:44:31.782-07:00Defining Alternative FundingThe president of a prominent organization assisting small businesses asked this question not so long ago, "How do you define “Alternative Funding”?". The response she received helped her decide that this was something she needed to learn more about in order to better assist her clients.
What is Alternative Funding?
Alternative Funding is defined as any financing option available to a Karlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-41876946392455621072010-08-27T13:06:00.000-07:002010-08-27T13:06:06.184-07:00Business Owners: Why Your Financial Statements Are ImportantBy Karlene Sinclair-Robinson
In today's business financial market, it is important to understand what bankers and other financial sources require of business owners. When accessing capital through traditional sources such as banking institutions, they must have specific financial documents from the party seeking to borrow their funds.
If these financial documents are not in place, then there Karlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-16917826922343595992010-08-16T09:02:00.000-07:002010-08-16T10:44:12.685-07:00Small Business Owners: Failing Is Not An Option!In today's business climate, if you are not as savvy or in the know, you might as well call it quits. For your business to succeed, you must know all the key areas of your business inside out. If you don't know those areas, then you must have staff that is qualified to do the work and more.
SBA statistics show that over 90% of start up businesses fail in the first year. Why is this the case? Karlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-23984021169419550612010-07-29T08:39:00.000-07:002010-08-16T10:45:11.044-07:00Where To Go To Access CapitalIt is a major decision when a business owner decides to seek access to capital. You might be at the point where you have used up all your personal finances and realize that you must go to an outside source. On the other hand, you just might be looking to improve your business without using your own money. Not a bad idea.
Well, in making this decision, business owners like you must understand theKarlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-43508458532169530052010-07-28T09:03:00.000-07:002010-08-16T10:45:33.031-07:00Why Cash Flow Is KingWhy do we say "Cash Flow is King"? Often times, you find that small business owners do not always understand this phrase. When a business owner looks at their cash flow, many times they see it as a negative thing. Why? Well, when you do not have enough of it, of course you are going to think of it in a negative way.
You can get your cash flow moving by understanding how to use what you have. If Karlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-11540588221527229472010-07-05T13:45:00.001-07:002010-08-16T10:45:54.038-07:00How Bankers and CPAs Can Assist More ClientsIn today's market of tight credit, banks and other institutional lenders are holding back on lending to even some of the most qualified borrowers. We all know that this is happening. It certainly does not help the business owner who just does not have the liquid cash flow to meet their daily operational expenses or those who could benefit through expansion.
Business owners must consider all Karlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-28504290918085507382010-06-28T20:11:00.000-07:002010-06-28T20:12:40.388-07:00Why Credit Is Still FrozenElizabeth Warren: Why Credit Is Still Frozen The congressional TARP watchdog says there's no evidence that the $700 billion bailout boosted lending to small business By John Tozzi
You report that after Treasury infused capital into banks, most recipients decreased their small business lending rather than increasing it. Why?
Wall Street banks cut back small business lending by 9 percent, Karlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-10337727526813420592010-06-22T14:22:00.000-07:002010-06-22T14:22:19.073-07:00Dwindling Cash Flow Is A Big ProblemTo a business owner, Cash Flow is KING.
Everyone knows this. You know this. Unfortunately, for some of you, your cash flow is now dwindling. Accessing your cash reserves for a short period is one thing, but going back to it numerous times leaves you in a precarious position.
When you do not replenish your cash reserves or see a way in the near future to do so, you are walking a tight rope withKarlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-9612056453600163882010-06-21T10:59:00.000-07:002010-06-21T11:08:34.176-07:00Accessing The Right Alternative Funding OptionWhen you decide to seek financing for your business, you are primarily going to head to your bank. That's obvious. Well, some of you are aware of other financing options to help your business but not necessarily how to access them. Then again, you might not be aware of any option outside the banks. This is where Alternative Funding can be of great value to you and your business.
How do you Karlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-57371961674088024132010-06-16T11:19:00.000-07:002010-06-17T09:16:52.994-07:00Is It Too Late To Access Alternative Financing?Often times, I talk with other financial sources across the nation and one thing seems to be the same all over. Potential clients are waiting till it is too late to access the capital they so badly need. Even when they know it is vital to their business and their personal well-being, especially for small business owners, it seems as though they cannot make up their minds.
The unfortunate thing Karlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-82991567010712069662010-06-11T14:45:00.000-07:002010-06-11T15:51:52.298-07:00Using Purchase Order FundingPurchase Order financing is a really simple way to get access to the capital needed to finance an unexpected order. A client needing a larger quantity of your product can be a daunting order to fill. If you do not know about PO Financing or PO Funding, as it is sometimes referred to, then you will have a problem.
It is a good problem to have if you know where to look. Using this financing Karlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-44236528326772400042010-06-11T14:18:00.000-07:002010-06-11T14:18:52.453-07:00How to Win Venture CapitalBy COLLEEN DEBAISE
Adapted from THE WALL STREET JOURNAL COMPLETE SMALL BUSINESS GUIDEBOOK (Three Rivers Press).
The process of selecting, pitching and ultimately negotiating with a VC can be intimidating, especially to those not accustomed to the world of high finance. I asked Lori Hoberman, head of Chadbourne & Parke LLP's emerging-companies/venture-capital practice in New York, to explain theKarlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-60097774052985338822010-06-07T13:55:00.000-07:002010-06-07T14:03:58.838-07:00Continued Support for Small Businesses’ Recovery Loan ProgramsOn May 26, 2010, the Small Business Administration released a news release stating their push for longer term funding for small businesses. Based on the information presented, it showed that the SBA had increased their guarantee support but that the $375 million set aside through the American Reinvestment and Recovery Act (ARRA)to fund small businesses had been exhausted by November, 2009.READ Karlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0tag:blogger.com,1999:blog-4823274976608471931.post-14384817443650095062010-06-06T12:45:00.000-07:002010-06-11T15:57:46.649-07:00ACCESSING ALTERNATIVE CAPITAL IN TODAY'S FINANCIAL MARKETAccessing capital for your business in today's financial market is just not easy. Many business owners are finding it literally impossible to get the funding they need to survive or even expand their business. When this happens, if you do not know where to go outside of traditional lenders, this can compound the situation even more.
This is why it is important that entrepreneurs develop Karlene Sinclair-Robinsonhttp://www.blogger.com/profile/00592711076402538698noreply@blogger.com0